Car Insurance Under 25- Ways to Save Money

The cost of car insurance under 25 years of age is incredibly high.  If you fit in this age bracket then your pocketbooks are sure to be feeling the pain.  You need car insurance especially if you are the one driving on your girl getaways.  Fortunately enough, there are things you can do to lower the cost of coverage on your vehicle.

Do you feel like you are being punished just because you are under the age of 25? Well there is a reason for this.  Statistics show that the most reckless drivers are under the age of 25.  One thing you can do to cut the cost of coverage is to drive safe and keep your driving records clean.  This tip will not only help you to reduce costs now, but in the future as well.

Another influencing factor for insurance cost is the type of vehicle you drive.  Insuring a sporty car, will cost much more than an economy or family vehicle.  Although it’s not a very sexy idea, it will save a great deal of cash at the end of the year.

If you still live at home with your parents, then getting on their policy might be of benefit.  Talk to your parent’s and their insurance agent to see if this is feasible.   It may require  licensing your vehicle under their name.  Everything has it’s price.

One last factor that can reduce the cost of insurance, is academic performance. If you are attending high school or even college; insurance companies may reward you for your academic progress.  Just another amazing benefit for doing well in school. Not every company offers this benefit.  If you are a student, then this will be well worth researching.

Car insurance under 25 years of age doesn’t have to cost you an arm and a leg.  Follow these tips to get the best deal on your car insurance.   Keep a clean driving record.  Switch to an economy or family car.  If it applies, get on your parent’s policy and check out benefits for being a student.  The money that you save could be the funds you need for your next getaway!

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The Getaway Gal

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